DEAR HARRY: I have a good pension plan where I work, and I have been contributing right up to the maximum allowed. The company matches my contributions up to 6 percent of my pay. Today, I saw some guru on TV telling people that any money above what the company will match should go into real estate. He was even going to the point of telling viewers to move to a bigger home with a bigger mortgage. With low interest rates and the threat of inflationary policies in Washington, he insisted that this was a no-brainer. He insisted that stocks and bonds will come nowhere close to matching real-estate investing over the next few years. As an alternative to buying a larger home, he suggested real-estate mutual funds over all other mutual funds. What's your take on this?