DEAR HARRY: We have been married almost 10 years, always living in apartments. Now we've seen a home that is just about ideal.
The problem is that we have tied up most of our savings in 401(k) plans so that we are quite a bit short on our proposed 20 percent down payment. We don't want to go lower because we can get a low monthly payment that way. We understand that there are ways to get money from a 401(k) without paying taxes on it. How?