So, not somebody to push around; doesn't bow to the Big Dog (even though he did sign off on a lesser bond, $650 million).
McCord has a good personal story.
Grew up a local suburban kid, Lower Merion High School, raised by a single mom after a rough divorce and a cross-country move.
But then Harvard, Wharton MBA, worked in Congress, ran a D.C. think tank, eventually made millions investing in start-up high-tech companies.
(Full disclosure: His wife, Leigh Jackson, is a former Daily News colleague who also worked at the Washington Post.)
What he brings to the party and its crowded, eastside-heavy primary fight is high energy, fundraising talent and big-time smarts.
His biz-world success, money, statewide experience and contacts all are positives, with the caveat that running for treasurer is distinctly different from running for governor.
He loves to talk, argue and debate and is good on his feet. He tends, though, to fast-talk and trash-talk, which can lead to trouble.
But he's for real. He could well win the May primary and oppose Gov. Corbett next year.
As such, the GOP "welcomed" McCord even before he announced.
In an emailed statement at 9:56 a.m. yesterday (4 minutes before McCord's scheduled announcement at Montgomery County Community College), Republican state Chairman Rob Gleason said McCord is "just another tax-and-spend liberal who has shown zero ability to solve Harrisburg's problems."
McCord joins previously announced Democrats Allyson Schwartz, Katie McGinty, Max Myers, John Hanger, Tom Wolf, Ed Pawlowski and Jo Ellen Litz.
Three others - Jack Wagner, Mike Stack and Scott Conklin - are considering getting in.
Challenges that McCord faces include separating himself from a Democratic pack that shares essentially the same ideology and the notion that government needs to "invest," especially in education and infrastructure.
In fact, each Democrat faces finding a path to a primary win among a party base more liberal than general-election voters, and doing so in a way that doesn't make "invest" a noose next fall.
The question is, who can convince the primary electorate that he or she is best-equipped to face Corbett and bring out enough voters in a midterm election when vote totals are less than in presidential years?
It is far too soon to handicap this, or guess what dynamics shape the race.
It's unlikely the party endorses a candidate come February, assuming four or more still are in. The endorsement requires a two-thirds vote by party officials.
But McCord, despite lackluster early polling, is a top-tier player.
He's signed up a leading national Democratic media group, AKPD Media, founded by former presidential adviser David Axelrod.
The firm did President Obama's campaigns. It also worked for Massachusetts Gov. Deval Patrick, New York's Andrew Cuomo and former Mayor John Street.
Most recently, the firm did media for the campaign of New York City public advocate Bill de Blasio, who just won that city's Democratic mayoral primary.
So Dems are at eight and counting. And McCord has to be counted a serious contender.