December 13, 2012 |
BRIGANTINE, N.J. - The small yellow cottage has always been more than a house to Bob Bratek and his family. It was their slice of oceanfront heaven, a repository of family memories built in the '60s by three generations of Brateks. It was made of "hearts and souls and emotions and memories," Bratek said, recalling how he would ride there as a teenager in the family station wagon, its freight of free siding and donated wood causing the back to practically scrape the road. Sandy battered the Brateks' home and others passed down in families that scrimped to buy Jersey Shore getaways.
February 26, 2006 |
A bill, crafted in the wake of Hurricane Katrina, to revise the federal flood-insurance program will be considered by the U.S. House of Representatives this spring. The legislation is designed primarily to restore the flood-insurance program to financial solvency by increasing the amount that can be borrowed to cover disaster damages to $22 billion, from $3.5 billion. The measure, introduced in November by Rep. Michael Oxley (R., Ohio) and Rep. Barney Frank (D., Mass.), had been the subject of committee hearings in the House and Senate.
November 21, 1995 |
Borough homeowners will pay $50 extra this year for their federal flood insurance because the borough has not resolved a two-year dispute over a Darby Creek floodway-encroachment violation. The Federal Emergency Management Agency, which provides flood insurance for homeowners, has put the borough on a yearlong probation, the first step toward suspending flood insurance, according to Dave Thomas, who supervises FEMA's community mitigation programs. The probation was ordered after a meeting Nov. 8 between property owner Dave Messina and officials from the borough, FEMA and the state Department of Environmental Protection.
July 14, 2011 |
MINOT, N.D. - The U.S. government will help the flooded city of Minot "for the duration," the cabinet secretary responsible for federal disaster assistance said Wednesday, but she cautioned that North Dakota residents should better prepare for future disasters. Homeland Security Secretary Janet Napolitano said the federal government "does not have deep pockets, nor is it a panacea," after taking a helicopter tour over the city where 4,100 homes have been damaged by Souris River floodwaters and more than 11,000 people have had to temporarily leave.
September 17, 2013 |
LOWER MAKEFIELD Ever since some faulty storm drains were repaired eight years ago, Lesia and Joe Pryor's Lower Makefield home has been flood-free, and the Pryors are confident their flooding issues have receded permanently. But they have just encountered another potentially costly flood-related problem: When they put up their house for sale, they will have to warn prospective buyers about a hefty flood-insurance bill. That could knock down the sale price. Under a new federal law the Pryors no longer will be able to pass along the federally subsidized flood-insurance rate that they have enjoyed for decades.
November 20, 2011 |
Steve Bosch of Elkins Park wanted to make sure that he wasn't just engaging in a gripe session when he contacted me. What he hoped to do was impart a warning to readers who might be in the market for flood insurance. Although it appears to be a no-brainer for, say, people who live in low-lying areas near the Schuylkill or the Delaware, Bosch cautioned that flood insurance was not something to be taken lightly. He has lived in his house since 1998 and survived 12 floods, he said, starting with Hurricane Floyd in 1999 and ending with Hurricane Irene.
May 25, 1997 |
When Muriel Sandner and her husband purchased their home on Beach Avenue here in 1959, they had no flood insurance. When the federal government started a flood insurance program in 1968, the Sandners didn't bother to sign up. "My husband thought it was a waste," Sandner recalls. "Even in the storm of 1962, we got no water in our house. He always said that if we lost the house, it's the property that really has the value. " In the mid-'80s, she insured the contents of her home - but not the house itself.
August 1, 1993 |
Few places flood the way St. Charles County floods. These lowlands between the Missouri and Mississippi Rivers often are submerged - 43 percent of the county and the homes of 3,500 people are underwater right now. Even when nature is less dramatic than it has been this summer - such as when it merely rains hard - many places are awash. And time and again, when the waters rise, the people of St. Charles County turn to the American taxpayer for help. Then many of them move right back into places such as the Princess Jodi Village trailer park along the Missouri or "river rat" shacks along the Mississippi.
January 4, 2014 |
BRICK, N.J. - Peggy Molloy had no damage to her house from Hurricane Sandy, but the red-haired, 56-year-old mother of two teenagers is facing a surge that could still put her under water. An impending steep hike in National Flood Insurance Program rates would increase rates on her modest Point Pleasant rancher from $800 a year to between $10,000 and $14,000, she said, unless she spends about $80,000 to elevate the house. "It has made my house worthless," she said. "My entire neighborhood is faced with this, but nobody believes it. " Molloy appeared Thursday at a news conference at which U.S. Sen. Robert Menendez (D., N.J.)
June 22, 2011
Dear Harry: I bought my home in 1999. The bank would not approve a mortgage unless I had flood insurance. I purchased it for the $56,000 cost of the home. A few years later, the mortgage was sold by my bank, and there were no problems until 2009. At that time, the servicing company insisted that I up the coverage on all my insurance to $113,000. That was the value they said the house was worth. Yesterday, I got a letter saying that a further hike was needed. They insist that houses in my area are increasing in value despite the fact that they are in a flood zone and that real estate is generally declining in value elsewhere.