November 30, 2015 |
If you're in the individual market for health insurance and want to be covered by New Year's Day, you have until Dec. 15 to choose your plan on the Affordable Care Act exchange. Choosing a health plan is confusing, so it's understandable if you're tempted to just grab the lowest premium you can find. But don't do it. Depending on your family's income and health needs, you could come out ahead with a plan that has a higher monthly premium but that offers better coverage. That's why it's worth going over the last year's medical expenses, looking for items likely to come up again, such as prescriptions for chronic conditions.
October 25, 2015
If 80 is the new 60, then what will retirement look like in the future? As we live longer, the definition of old is changing. Americans generally feel that for their parents' generation, 62 was the age when someone became old, as it was also close to traditional retirement age. A September 2013 UBS Investor Watch report (the company tackles different topics every quarter), based on a survey of 2,319 U.S. investors with at least $250,000 in investable assets, found that only 31 percent of respondents in their 60s and 47 percent of respondents in their 70s said they felt old, while 77 percent of those in their 80s did. Social Security's latest data tend to back this up. According to its 2014 Trustees Report, even the average 65-year-old can expect to live 20 more years.
October 5, 2015 |
2016 Infiniti QX70 AWD: Fun on all fours. Price: $59,630 as tested ($47,300 base trim level). A technology package added $2,950 to the price, which covered all of the lane-departure and collision-prevention bases. More options are discussed further down. Marketer's pitch: "Intensify the feeling of performance. " Conventional wisdom: Edmunds.com liked the "sporty performance; luxurious interior; abundant standard features; easy-to-use electronics interface; distinctive style" but not the "modest rear passenger and cargo space; restrictive options packages; firm ride.
September 12, 2015 |
The new two-story Five Below store on 1529 Chestnut St. marks a milestone for the fastest-growing discount teen retailer in the nation. Its arrival on Chestnut Street - in the old Arcadia Theatre - also continues the corridor's hot streak as a magnet for national retailers, a drastic change from just two years ago. "This is our baby, for sure," said Five Below CEO Joel Anderson, as he took a sweeping glance of the store known for its shock of...
August 3, 2015 |
Offense is at a premium in baseball. That is why the Phillies could not acquire Joey Gallo or Nomar Mazara from the Texas Rangers in last week's Cole Hamels blockbuster, and why they were never going to get Mookie Betts or Blake Swihart from the Boston Red Sox, Corey Seager from the Los Angeles Dodgers, or Kyle Schwarber from the Chicago Cubs. It's far from a coincidence that 10 of the 12 minor-leaguers the Phillies acquired in their six trades since December are pitchers. In the sport's current landscape, teams are reluctant to part with premium position-player prospects, especially those boasting rarely seen power such as the 21-year-old Gallo.
July 16, 2015 |
The morning rain that turned piles of dirt into mud hardly fazed about 300 construction workers who went about their jobs to get Gloucester Township's biggest economic development done in time for an Aug. 13 opening. Simon Property Group, the nation's largest owner of outlet malls, sponsored a hard-hat tour Tuesday to show off the final phase of construction for Gloucester Premium Outlets at Gloucester Township, just off Route 42, Exit 7B. The last 26 of 90 retailers were also unveiled.
June 14, 2015 |
Like the scene at a mall on the day of a door-buster sale, scores of hopeful job-seekers thronged a job fair Friday in pursuit of work at the new Gloucester Premium Outlets in Blackwood, set to open in August. Before the event at Camden County College in Blackwood began at 10 a.m., hundreds had already shown up. Many brought resumés and a willingness to accept any of the 800 positions available at the 90-store center. "I think it's a positive day," said Precious Jemibewon, 29, of Sicklerville, who has been out of work since a car accident in December.
April 5, 2015 |
After two months of trying to get Independence Blue Cross to correct what seemed like a fairly simple problem, Anthony Goldsmith finally ran out of patience. On Feb. 25, the Media psychologist filed a formal complaint with the company for billing him for the wrong plan, denying his claims, and threatening to terminate his health insurance. If anything, Goldsmith's experience with Independence shows that transferring health insurance data, even internally from one plan to another, can be problematic.
February 15, 2015 |
Lou Franzini is a patient but persistent man. For most of the last year, the 64-year-old retired banker from Exton has been trying to get the Affordable Care Act website to correct his online account to show that he had coverage in 2014. Yet no matter with whom he speaks or what proof he shows, the error remains. Franzini's proof of insurance is pretty solid: a paid hospital bill to the tune of roughly $500,000. That's what he estimates Independence Blue Cross doled out for his cancer care last year, less, of course, his monthly premium and $6,350 maximum out-of-pocket cost.
February 1, 2015 |
Last year, Jimmy and Angela Clark bought Independence Blue Cross' best-selling silver Proactive plan. For the first time in five years, the Germantown couple had health insurance. And they loved it. Having coverage was especially important to Jimmy Clark, 62, who needs blood tests every six months to track high cholesterol. He also needs a colonoscopy every three years - something that, until last year, he pretty much had to forgo. "I got back on [a plan], and colonoscopies are free," said Clark, who got a clean bill of health.