May 10, 2013
D EAR HARRY: A number of years ago, it was recommended that we attend a seminar given by an insurance company regarding long-term-care insurance. The speaker was convincing. He placed less emphasis on the need than on the low premiums we would have if we got the insurance at a young age. I bought the insurance. Over the years, the premiums increased several times. I understood that this was a result of a declining value of the dollar and the increases in life expectancy. I recently received a notice that my next premium would show an increase of 30 percent.
March 28, 2013 |
WASHINGTON - A new study finds insurance companies will have to pay out an average of 32 percent more for medical claims on individual health policies under President Obama's health-care overhaul. That could mean higher premiums for at least some Americans - those who are uninsured or who buy policies directly from an insurance company. But for those with an employer plan, like most workers and their families, odds are they won't have much to worry about. The administration is questioning the Society of Actuaries' study, saying that it doesn't give a full picture - and that costs will go down.
February 28, 2013
Company description: "It's hard to resist our Premium Cod Fillet. That's because we use only 100 percent cod straight from the North Pacific. Battered in light, crispy panko breading and topped with tartar sauce and fresh lettuce - all on a warm, toasted bun. " Chain: Wendy's. Location: 1101 Walnut St. Calories : 510, with 26 grams of fat and 970 milligrams of salt. Order time: About two minutes. Price : $5.79 for combo with small fries and a drink.
February 4, 2013
D EAR HARRY: I'm in a terrible dilemma over insurance. I am 35 and have recently become a first-time father to a beautiful baby girl. Naturally, the question of life insurance came up. We got seven calls from agents selling life insurance in the month following her birth. We contacted the guy who takes care of our car and homeowner's, and he came back with the statement that long-term disability insurance is more important. He said that death is more traumatic for the other family members, but disability is far more likely.
December 28, 2012 |
Only a small number of new DVDs will hit the market this week due to the holidays. Premium Rush, Grade B+ : The film would have been nothing more than a salute to Xtreme sports if director David Koepp hadn't turned the idea into a white-knuckle thrill ride that's a lean, mean biking machine. The vastly underappreciated Joseph Gordon-Levitt plays Wilee, a law school grad who has traded a life of gray suits for the challenges of being a New York bike messenger. He's the kind of guy who lives life at such a breakneck speed, his bike doesn't have brakes.
October 24, 2012 |
Earlier this year, administrator Frank V. Aloise stood before staff members at Springside Chestnut Hill Academy with this news: Their health-care premiums would rise by zero. At Campus Apartments L.L.C., the student-housing developer and manager in West Philadelphia, the news from official Helen Marshall was the same: zero increase. At a time when average health-insurance premiums continue to go up - anywhere from 4 percent to 10 percent in 2012, depending on the study - these two organizations managed to bend the cost curve, as they say. How did they do it?
September 27, 2012 |
WASHINGTON - Millions of seniors enrolled in some of the most popular Medicare prescription drug plans face double-digit premium hikes next year if they don't shop for a better deal, says a private firm that analyzes the highly competitive market. Seven of the top 10 prescription plans are raising their premiums by 11 percent to 23 percent, according to a report this week by Avalere Health. It's a reality check on a stream of upbeat Medicare announcements from the Obama administration, all against the backdrop of a hard-fought election.
August 24, 2012 |
"PREMIUM RUSH" vaults immediately to front rank of action movies about bicycle messengers. Ahead of . . . was "Quicksilver" an action movie? It seemed more like one of those '80s movies about some guy struggling to find himself, before finally making it as a writer/fighter pilot/race driver/bartender/bike messenger, starring Michael J. Fox, Tom Cruise, Tom Cruise, Tom Cruise or Kevin Bacon. "Premium Rush" stars Joseph Gordon-Levitt, and his character, Wilee, seems initially to be cut from the same self-involved cloth - graduated from law school, declined to take the bar exam, became immersed in the daredevil world of trick-riding and paid the bills by hurtling dangerously through the streets of New York on a highway to the danger zone.
May 17, 2012 |
The 2011 HomeInsurance.com RateReport showed a considerable increase in average 12-month homeowners insurance premiums for new policies in December 2011, the website reported Wednesday. HomeInsurance.com's data represents about 15,000 policies sold across the United States. HomeInsurance.com's RateReport shows 12-month home insurance premiums in December 2011 were $810 nationwide, a 19 percent increase from January 2011, at $682. RateReport shows that on a nationwide basis, homeowners are paying, on average, $128 more per year for new homeowners insurance policies than they were at the beginning of the year.
April 27, 2012 |
WASHINGTON - More than three million health insurance policyholders and thousands of employers will share $1.3 billion in rebates this year, thanks to President Obama's health-care law, a nonpartisan research group said Thursday. The rebates should average $127 for the people who get them, and Democrats are hoping they will send an election-year message that Obama's much-criticized health-care overhaul is starting to pay dividends for consumers. Critics of the law call that wishful thinking.